EASY
FROM START
TO FINISH
All we need is our quick funding application to provide preliminary terms for any of our Loan Product options.
OUR LOAN PRODUCTS
Here at Investors Plot – Loan Products, we offer real solutions in the form of faster and more streamlined closings, same-day loan qualifications, ongoing account management, and consultative risk analysis on your potential projects.
Fix-and-Flip
or Bridge Loan
This is the most well rounded short-term product available, combining speed with the most competitive pricing on the market.
- Up to 90% LTC
- UAUp to 75% LTV
- 7.49%+ interest
- Accumulate interest on drawn funds only
- BPO available major markets for loans under $500k
- Desktop appraisal available in GA, NC, SC, TN, TX
- No experience required
- 600+ credit required
New Construction Loan
If you already own the land and it’s worth 15% of your total costs (land cost + construction costs), we can fund 100% of your remaining soft and hard construction costs!
- Up to 90% LTC
- UAUp to 75% LTV
- 8.5%+ interest
- Accumulate interest on drawn funds only
- Third-party appraisal required
- 1+ previously completed build required
- 600+ credit required
Long-Term
Purchase Loan
These are used when you want to buy a rental property to hold long-term and it doesn’t need any rehab to be rent-ready. Ideally, it is already rented out. No income verification required!
- Up to 80% LTV
- 3.75%+ interest
- Up to 30 year terms
- Fixed rate option
- 5/7/10 year adjustable rate option
- Amortized over 30 years
- Third-party appraisal required
- 620+ credit required
- Recourse and non-recourse options
- Portfolio loans available
Cash-Out
Refinance
No income verification required here either! If you’re currently in a short-term loan and need to refinance out of it into a long-term loan at a much lower rate, this is the perfect option.
- Up to 80% LTV
- 3.75%+ interest
- Up to 30 year terms
- Fixed rate option
- 5/7/10 year adjustable rate option
- Amortized over 30 years
- Third-party appraisal required
- 620+ credit required
- Recourse and non-recourse options
- Portfolio loans available
- No seasoning required -- Cash out immediately!
Transactional
Funding
This is the perfect solution for wholesalers working with closing agents that do not allow assignments or passthrough funding!
We offer transactional funding to purchase and sell a property during the same day. The A-B transaction we lend on must be contingent on funding of the B-C transaction. Both must be verified by the title company or closing attorney and must occur within 24 hours of each other.
There is an average fee of 1.25% of the loan amount, but this may vary based on the size of the loan.
To discuss a transactional loan scenario, please describe your situation in detail below and we will reach out right away.
Prospective Private Investors
When you invest passively with Locklin Capital, our team facilitates the entire process including sourcing opportunities, deploying capital, servicing accounts, issuing returns, and facilitating payoffs or redeployments.
Accredited investors with over 100k in assets. Request more details here including a Private Placement Memorandum for review.